Connecticut Home Owner Insurance -- Read Through This If You Really Want Huge Discounts

Connecticut home owner insurance: Are you looking for ways to cut down on your premium without downgrading the quality of coverage you enjoy? Then read through this as you could save up to 50% if all the following tips apply to you and you implement them...

1. Some security and fire systems are monitored round the clock. Not only will you get a huge discount, you will also feel more secured once you remember that your house is constantly monitored. Although the discount this will attract will vary from one insurer to another, you can expect to lower your Connecticut home owner insurance premium by as much as 25%.

2. You are entitled to a loyalty discount if you've stayed with an insurance provider for up to 3 years. But despite the fact that you'll qualify for a loyalty discount if you stay put with the same insurer for 3 years and more, don't stay put just for that.

Believe it or not, you can almost always find an insurer that offers a far cheaper rate than what you're presently paying. The secret is doing very extensive shopping. Get quotes from any reputable home insurer you know you have never obtained one from and also always get and compare Connecticut home insurance quotes from up to five quotes sites about twice every year.

3. Smoking adds to the risk of a fire in your house. With over 23,000 residential fires being as a result of smoking you'll agree that it is really an important issue. You will pay less in home insurance if nobody in your household smokes. If you stop smoking successfully for up to 13 months, tell your agent and demand for a well-deserved discount on your Connecticut home owner insurance.

What if your insurer refuses to give you discounts because some companies don't give non-smokers discounts? Then it is time to shop for an insurance company who does unless you enjoy something else to justify your continued stay with such an insurer.

4. Ensure you don't leave ladders lying around. They could really help a burglar. In the same manner, don't leave your tools or pieces of equipment on the lawn. Just as with ladders, tools and such could help a burglar in breaking into your house. All such things will ultimately increase your Connecticut homeowners insurance rate if you don't keep them in the properly.

5. You can see savings of hundreds of dollars on your Connecticut home owner insurance policy by obtaining insurance quotes from insurance quotes sites. The best way is to visit at least five quotes sites and make sure that you give the same (correct) information about yourself.

I advise that you use not less than five quotes sites because it will ensure you do not miss out offers not carried by the other sites. This offers you a broader basis for doing better comparisons thus increasing your chances of realizing more savings.

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